发达市场地区中小企业融资渠道借鉴

2009年爆发经济危机以来，全球失业率大幅增长，中小企业在提供就业机会、复苏经济方面发挥着不可小觑的作用。中小企业的发展是世界焦点，融资缺口更是全球亟待解决的难题。通过比较发达和发展中国家的融资历史，解析了发达国家地区中小企业融资的渠道类型，为解决中国中小企业融资难题提出了一点建议。

Study on financing channels of small and medium enterprises in developed market area

Since the economic crisis of 2009, under the background of substantial increase of the global unemployment rate, small and medium enterprises (SME) play an important role in providing employment opportunities and accelerating economic recovery. The development of SME attracts the attention of the world, and the funding gap is an even more urgent problem to be solved for all the countries. This paper analyzes the types of SEM financing channel through the comparison of financing history of developed and developing countries, and proposes some suggestions to solve the SME financing problem.