| 我国个人住房贷款风险原因分析 |
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| 引用本文： | 李双佳.我国个人住房贷款风险原因分析[J].吉林工程技术师范学院学报,2012,28(5):27-28. |
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| 作者姓名： | 李双佳 |
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| 作者单位： | 郑州大学商学院,河南郑州,450001 |
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| 摘 要： | 我国个人住房贷款业务自开办以来取得了迅猛发展.但是,由于信用环境等多方面因素的影响,商业银行个人住房贷款业务存在巨大风险.本文从借款人、开发商、宏观层面多个角度对个人住房贷款风险进行了分析.
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| 关 键 词： | 房地产业 贷款风险 风险原因 |
Analysis of China’s Individual Housing Loans Risk |
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| LI Shuang-jia.Analysis of China’s Individual Housing Loans Risk[J].Journal of Jilin Teachers Institute of Engineering and Technology(Natural Sciences Edition),2012,28(5):27-28. |
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| Authors: | LI Shuang-jia |
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| Institution: | LI Shuang-jia(Business School,Zhengzhou University,Zhengzhou Henan 450001,China) |
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| Abstract: | China’s Individual housing loans business has made rapid development since inception.However,because of the credit environment and other factors,individual housing loans business of commercial banks has the huge risk.This article,from multiple points of view such as the borrower,developers and macroscopic point,analyzes the housing loan risk. |
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| Keywords: | real estate loan risk risk factor |
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