外资银行进入、金融深化与经济发展

我国外资银行的总资产和数量迅速增长,金融资产快速增加,经济高速发展。本文利用VAR模型和格兰杰因果检验、脉冲检验分析外资银行的进入对我国金融深化和经济发展的影响。实证结果表明,我国经济发展是吸引外资进入的原因,外资银行的进入对于金融深化有一定的促进作用,但对于经济发展的促进作用并不明显。通过经济发展促进外资银行的进入,鼓励外资银行在人民币业务的发展,以促进我国的金融深化和经济发展。

The Entrance of Foreign Banks, Financial Deepening and Economic Development

The total assets and numbers of foreign banks in China develops rapidly, the financial assets keep increasing and China＇ s economy develops rapidly. This thesis uses VAR model, Granger Causality test and Impulse Response test to analyze the effect of foreign bank entrance on Chian＇ s financial deepening and economic development. The result shows the economic develpoment in China causes the entrance of foreign banks. The entrance of foreign banks facilitate the financial deepening in China. However, the entrance of foreign banks doesn＇t contribute to the economic growth in China. Promote the entrance of foreign banks by economic development and encourage the foreign banks to develop RMB business so as to promote the financial deepening and economic development in China.