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普惠金融的国际模式借鉴
引用本文:胡秋灵,于婷婷,李雯婷.普惠金融的国际模式借鉴[J].辽东学院学报(社会科学版),2012(6):108-111.
作者姓名:胡秋灵  于婷婷  李雯婷
作者单位:陕西师范大学金融学系
基金项目:国家社会科学基金项目(07BJY169);陕西师范大学“211工程”三期重点学科建设项目;陕西师范大学人文社会科学基金重点项目(09SZD11)
摘    要:9亿农村人口约占中国总人口的70%,因此,如何解决"三农"问题关乎和谐社会的构建。而"三农"问题的核心在于资金,普惠金融在国际上一些国家和地区发展的成功经验可供借鉴。作者着重介绍国际上普惠金融发展的成功模式,并对比我国现阶段农村金融发展实际,提出适合在我国推广的普惠金融发展模式建议。

关 键 词:普惠金融  发展模式  “三农”贷款

Some Enlightenment from International Inclusive Financial Mode
HU Qiu-ling,YU Ting-ting,LI Wen-ting.Some Enlightenment from International Inclusive Financial Mode[J].Journal of Liaodong University :Social Sciences,2012(6):108-111.
Authors:HU Qiu-ling  YU Ting-ting  LI Wen-ting
Institution:(Department of Finance,Shaanxi Normal University,Xi’ an,Shaanxi 710062,China)
Abstract:In China, nine hundred million people that accounts for 70 percent of the total population live in rural areas; therefore, how to solve problems about agriculture, rural areas and peasantry is important for China to construct a harmonious society. Fund is the key to deal with these issues. China can draw references from the suc- cessful experience of the inclusive finance in other countries. In this study, the successful mode of the inclusive fi- nance is introduced. Besides, the present situation of rural finance in China is analyzed. Furthermore, some advice about how to generalize inclusive finance in China is proposed.
Keywords:inclusive finance  developing mode  loan to agriculture  rural areas and peasantry
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