| 信息不对称与我国商业银行经营管理 |
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| 引用本文： | 张学友,王亚彬,等.信息不对称与我国商业银行经营管理[J].西安石油大学学报(社会科学版),2002,11(4):30-33. |
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| 作者姓名： | 张学友 王亚彬 |
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| 作者单位： | [1]中央财经大学金融系，北京100081 [2]首钢分厂技术经济处，河北秦皇岛066000 |
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| 摘 要： | 信息不对称是导致金融运行效率低下的重要原因。通过对产权制度、组织结构和经营管理体制的分析，发现我国商业银行经营管理中存在着严重的信息不对称。为此，商业银行应从再造信息载体、理顺信息通道、建立信息控制系统和完善信息表现形式四个方面来解决信息不对称现象。
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| 关 键 词： | 信息不对称 逆向选择 道德风险 商业银行 |
Information Asymmetry and Management Control of State-owned Commercial Banks in China. |
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| ZHANG Xueyou ,LIU Ben ,WANG Yabin.Information Asymmetry and Management Control of State-owned Commercial Banks in China.[J].Journal of Xi‘an Shiyou University:Social Science Edition,2002,11(4):30-33. |
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| Authors: | ZHANG Xueyou LIU Ben WANG Yabin |
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| Institution: | ZHANG Xueyou 1,LIU Ben 1,WANG Yabin 2 |
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| Abstract: | Information asymmetry is a major cause of low efficiency of financial operation.By analyzing property rights,organizational structure and management system,it is found that information asymmetry is serious in the operating management of commercial banks in China.It is suggested that information asymmetry be alleviated by rebuilding information carriers,smoothing information channels,establishing information control system,and perfecting the forms of presenting information. |
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| Keywords: | information asymmetry reverse selection moral risk commercial bank |
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