| 养老保险能否有效降低家庭储蓄——基于中国省际动态面板数据的实证研究 |
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| 引用本文： | 李雪增,朱崇实.养老保险能否有效降低家庭储蓄——基于中国省际动态面板数据的实证研究[J].厦门大学学报(哲学社会科学版),2011(3). |
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| 作者姓名： | 李雪增 朱崇实 |
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| 作者单位： | 1. 厦门大学,经济学院,福建厦门361005
2. 厦门大学,法学院,福建厦门361005 |
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| 摘 要： | 引入养老保险制度后居民储蓄会受到怎样的影响,这是公共经济领域的一项重要研究内容.通过使用2001-2008年的省际面板数据,两步系统GMM估计方法的实证研究表明,现阶段影响我国居民储蓄率最主要的因素是家庭储蓄行为的惯性力量,而与之相比,养老保险及人口结构因素在影响家庭储蓄率方面的作用比较有限.因此,面对我国当前资本积累过度的现实情况,主张通过建立现收现付养老保险制度来减少储蓄规模的观点是值得商榷的.
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| 关 键 词： | 养老保险 居民储蓄率 动态GMM估计 |
Social Security and China's Household Saving Rate: An Empirical Study Based on China's Dynamic Panel Data at the Provincial Level |
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| LI Xue-zeng,ZHU Chong-shi.Social Security and China's Household Saving Rate: An Empirical Study Based on China's Dynamic Panel Data at the Provincial Level[J].Journal of Xiamen University(A Quarterly for Studies in Arts & Social Sciences),2011(3). |
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| Authors: | LI Xue-zeng ZHU Chong-shi |
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| Institution: | LI Xue-zeng~a,ZHU Chong-shi~b(a.School of Economics,Xiamen University,Xiamen 361005,Fujian,b.Law school,Fujian) |
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| Abstract: | The impact of social security on household saving rate is an important area of research in public economy.B ased on China's panel data at the provincial level between 2001 and 2008,and through the two-step system of GMM method,this empirical study yields results indicating that the most important factor affecting China's household saving rate is the inerti a of Chinese household saving habit,and that,compared with this habit,social security and demographic structure have a relatively limited and insignifica... |
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| Keywords: | social security household saving rate dynamic GMM method |
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