广西北部湾经济区金融机构运行效率研究

健全、高效的金融体系对经济发展巨大的促进作用已经是毋庸置疑,但健全、高效的金融体系并不简单是金融机构的齐备,还包括金融运行的高效率。目前,广西北部湾经济区金融机构的运行效率不尽如人意,存在诸多问题。应各方通力合作,大力提高金融机构运行效率,即政府部门发挥主导作用,营造良好的金融生态环境;金融机构大力发展表外业务创新,降低收入结构单一的潜在风险,着力提高区域资金配置效率,加强粤桂之间科技、信息和人才的交流等等。

On the Operational Efficiency of the Financial System of the Northern Guangxi Gulf Economic Zone

With the development of economic,finance has an important role in promoting the development and growth of the economic.But the integrity of the financial system not only means that the institutions are in place,but also it is high running efficiency of financial institutions.This article is to analyze under the premise of improving the financial institutions' operational efficiency of the northern Guangxi Gulf Economic Zone,and analyzes the status of the financial institutions of Guangxi CAFTA.We also make a detailed analysis of operational efficiency of financial institutions of the Guangxi CAFTA,and points out that all aspects should cooperate with each other,that is:The government departments should play a leading role to create a favorable financial environment;The financial institutions should vigorously develop the innovation of balance-sheet business,reduce the potential risk of the single income structure,improve the efficiency of regional fund allocation,and improve the science,technology,information and personnel exchange between Guangdong,Guangxi and Hainan.