陕西省农村小额贷款公司的盈利性研究——基于九个小额贷款公司的实证分析

小额信贷在发展中国家得到了很快的发展,成为发展中国家扶贫活动的一种金融服务方式,作为农村金融的重要补充,我国农村小额信贷也在逐渐地发展和完善。陕西省作为小额信贷公司的首批试点省份,小额信贷得到了充足的发展,但近几年,小额信贷公司的盈利受到了考验,本文基于此背景,对小额信贷公司的盈利性进行实证分析,探讨制约小额信贷公司发展的关键因素并提出相关的建议。

Profit of Micro-credit Companies in Rural Area in Shaanxi——Empirical Analysis Based on the Nine Micro-credit Companies

Micro-credit has developed very fast in developing countries and has been a financial service mode of supporting the poor activities in developing countries as an important rural financial supplement;also,the micro-credit has gradually developed and perfected in our country.Micro-credit in Shaanxi province has achieved great development as one of the first five experimental provinces in China.However,micro-credit has experienced ordeal at the same time.Based on the previous background,this paper examines th...