| 小额信贷研究综述 |
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| 引用本文： | 车舒,郭新宝,邓国取.小额信贷研究综述[J].洛阳工学院学报(社会科学版),2010(6):83-85. |
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| 作者姓名： | 车舒 郭新宝 邓国取 |
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| 作者单位： | 河南科技大学管理学院,河南洛阳471003 |
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| 基金项目： | 基金项目：河南省教育厅自然科学研究计划资助项目（2009A630060） |
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| 摘 要： | 目前学界普遍把小额信贷定义为向低收入阶层提供的小额度、短期、持续的生产性金融服务。20世纪60—80年代是小额信贷萌芽阶段，其发展模式主要分为制度主义和福利主义两大类型。学界至今对小额信贷研究尚存在不均衡和缺乏绩效评价等不足。纵观全局，小额信贷将朝着范围广泛、形式多样、业务更精细和更加商业化的方向发展。
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| 关 键 词： | 小额信贷 农村金融体制 金融改革 研究综述 |
A Review in Research of the Micro-credit |
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| CHE Shu,GUO Xin-bao,DENG Guo-qu.A Review in Research of the Micro-credit[J].Journal of Luoyang Institute of Technology(Social Science),2010(6):83-85. |
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| Authors: | CHE Shu GUO Xin-bao DENG Guo-qu |
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| Institution: | ( College of Administration, Henan University of Science and Technology, Luoyang 471003, China) |
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| Abstract: | Nowadays it is generally accepted that the micro-credit is a finance service suppling small amount, short-term and sustained loan for low-income people. It sprouts from 1960s to 1980s and its development models are grouped into two major types-- system and welfare. Up to now, the research of micro-credit is unbalance and lack of performance evaluation. Ultimately, the micro-credit will develop to be extensive, diverse, sophisticated and commercial in the future. |
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| Keywords: | micro-credit rural finance system finance reformation review |
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