中国商业银行效率：两种测度方法的比较

为了准确反映中国商业银行的效率水平，了解中国商业银行的效率现状，并对各商业银行之间、各类商业银行之间、中国商业银行与国际大银行之间的效率进行比较评价，有必要对中国商业银行效率进行准确的测度。分别从经济（财务）和技术（生产）的角度，采用财务指标分析法和数据包络分析DEA法来测度和评价中国商业银行的效率及排名，并对两种测度方法进行比较分析。

The Efficiency of Chinese Commercial Bank:Comparing Two Kinds of Measuring Methods

The transition period of five years after the accession to the WTO was over, from the end of 2006, the financial system of China has opened to the outside world, and the banking industry will face the challenge and impact of the foreign banks in an all-round way. How to promote the efficiency of Chinese commercial bank, to strengthen profit making ability and market competitiveness, and to realize the goal of sustainable development, are magnificent subjects need financial academia further investigating. In order to appraise and to compare the efficiency between the national commercial bank and local commercial bank, Chinese commercial bank and international large bank, the efficiency of Chinese commercial bank should be measured accurately. From the aspects of economics （finance） and techonology （production）, this article uses financial index analysis and data envelopment analysis （DEA method） to estimate the efficiency of commercial bank of China accurately, then ranks them, compares two kinds of methods of estimating.