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中小企业资金紧张的成因分析
引用本文:张海英.中小企业资金紧张的成因分析[J].宝鸡文理学院学报(社会科学版),2011(6):110-112.
作者姓名:张海英
作者单位:宝鸡职业技术学院
摘    要:资金紧张问题一直是中小企业面临的主要难题。我国中小企业资金紧张既有国家政策方针的原因,又有企业管理体制方面的原因。国家应建立中小企业的政府支持体系,银行适当放宽信贷条件,建立银企合作关系;中小企业加强信用建设,合理优化资产结构,配置固定资产与流动资金的比例,加强流动资产的管理,拓宽企业产品销售渠道,实施营销创新,增加企业收入。

关 键 词:中小企业  资金  紧张  成因  对策

Analysis on the Cause of Financial Strain in the Small and Medium-sized Enterprises
ZHANG Hai-ying.Analysis on the Cause of Financial Strain in the Small and Medium-sized Enterprises[J].Journal of Baoji College of Arts and Science(Social Science Edition),2011(6):110-112.
Authors:ZHANG Hai-ying
Institution:ZHANG Hai-ying(Baoji Vocational Technology College,Shaanxi Baoji 721013)
Abstract:Fund shortage problem is always the main problems facing smes.Our country small and medium-sized enterprise financing is tight with both the national policy reason,and enterprise management system aspect reason.The State shall establish the small and medium-sized enterprise government support system,The bank due to the relaxation of credit conditions,establish the bank-enterprise cooperation relationship;small and medium-sized enterprises to strengthen credit construction,optimizing the asset structure,allocation of fixed assets and liquidity ratio,strengthen liquidity management,expand the enterprise product sales channels,the implementation of marketing innovation,increase business income.
Keywords:Small and medium-sized enterprises  financing  tension  causes  countermeasure
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