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完善住房公积金制度的探讨
引用本文:沈晓慧,关振华.完善住房公积金制度的探讨[J].辽东学院学报(社会科学版),2001,3(2):27-29.
作者姓名:沈晓慧  关振华
作者单位:1. 辽宁财政高等专科学校,辽宁,丹东,118001
2. 沈阳市工商银行,辽宁,沈阳,110023
摘    要:我国的住房公积金制度实行十年来 ,在积累住房资金和转换住房分配机制方面发挥了积极作用 ,但随着住房公积金覆盖面的不断扩大 ,归集和管理中的问题和风险也随之而来。如何完善政策的制定 ,健全监督机制 ,提高资金使用效率 ,是需要不断探索和解决的重要问题 ,本文就公积金管理中存在的问题及如何解决这些问题进行了探讨。

关 键 词:公积金经营体制  公积金缴存  存贷挂钩
文章编号:1008-2751(2001)02-0027-03
修稿时间:2001年2月28日

Probes to the System Perfection of Housing Accumulation Fund
SHEN Xiao-hui,GUAN Zhen-hua.Probes to the System Perfection of Housing Accumulation Fund[J].Journal of Liaodong University :Social Sciences,2001,3(2):27-29.
Authors:SHEN Xiao-hui  GUAN Zhen-hua
Abstract:For 10 years the system of the housing accumulation fund has played an active part in the accumulation of the housing fund and in the shifting of house allocation system. However,as this fund accumulates, problems and risks are subsequently emerging in the collection and management of this fund. Therefore, how to make this system perfect, how to make the supervision system sound and how to use the fund efficiently have become a key subject for us to study and settle. This paper probes to the problems and solution measures of the fund management.
Keywords:the system of the operations and management of accumulation fund  payment of accumulated fund  couple of the deposits and loans
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