| 竞争导致的银行集中度与绩效:基于面板数据分析 |
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| 引用本文： | 黄旭平,杨新松.竞争导致的银行集中度与绩效:基于面板数据分析[J].湖南工程学院学报(社会科学版),2005,15(1):5-8. |
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| 作者姓名： | 黄旭平 杨新松 |
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| 作者单位： | 南京大学,商学院,江苏,南京,210093;湘潭大学,商学院,湖南,湘潭,411105 |
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| 摘 要： | 理论研究表明银行集中会带来两种相反作用的效应:规模经济和专业化经济。银行集中度提高所带来的规模经济上升促进银行绩效;另一方面,也带来了专业化经济水平下降从而损害银行绩效。基于亚洲七个国家或地区的面板数据,实证发现在市场竞争导致的银行集中,规模经济效应大于专业化经济效应,与银行绩效有显著的正相关关系,所以提高银行绩效必须努力寻求市场化竞争所导致的银行集中。
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| 关 键 词： | 银行集中 银行绩效 面板模型 |
| 文章编号： | 1671-1181(2005)01-0005-04 |
| 修稿时间： | 2004年12月7日 |
Marketization Concentration and Efficiency of Banks: A Panel Data Analysis |
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| HUANG Xun-ping,YANG Xin-song.Marketization Concentration and Efficiency of Banks: A Panel Data Analysis[J].Journal of Hunan Institute of Engineering(Social Science Edition),2005,15(1):5-8. |
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| Authors: | HUANG Xun-ping YANG Xin-song |
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| Institution: | HUANG Xun-ping~1,YANG Xin-song~2 |
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| Abstract: | Findings show that bank cocentration gives rise to two opposite effects:scale economy and specialized economy.On the one hand,bank cocentration improves its efficiency with the scale economy.On the other hand,it harm the efficiency with the reduction of its specialization.Based on the panel data from 7 Asian countries and districts,the research reveals that Marketization leads to bank concentration;the efficiency of the scale ecoromy is higher than that of the specialized economy;and the relationship between bank concentration and efficiency.Therefore we shonld develop bank concentration through contest so as to improve the bank efficiency. |
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| Keywords: | bank concentration bank efficiency panel |
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