| 个人消费信贷发展中的问题及解决策略 |
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| 引用本文： | 张丽丽. 个人消费信贷发展中的问题及解决策略[J]. 辽东学院学报(社会科学版), 2006, 8(1): 110-112 |
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| 作者姓名： | 张丽丽 |
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| 作者单位： | 辽东学院,金融系,辽宁,丹东,118001 |
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| 摘 要： | 近年来,随着个人消费信贷业务的快速发展,出现了一些值得关注的问题和不良倾向,消费信贷投向与国家消费信贷政策导向存在偏差;消费信贷的风险隐患日渐突出,部分贷款已成为不良资产;办理消费贷款的手续繁杂、环节多、收费标准过高等,这些问题亟待研究解决,以确保消费信贷业务的稳健发展。
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| 关 键 词： | 个人消费信贷 偏差 信贷风险 信贷政策 信贷管理 |
| 文章编号： | 1672-8572(2006)01-0110-03 |
| 修稿时间： | 2005-09-25 |
How to Develop Indivisual Comsumer Credit |
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| ZHANG Li-li. How to Develop Indivisual Comsumer Credit[J]. Journal of Liaodong University :Social Sciences, 2006, 8(1): 110-112 |
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| Authors: | ZHANG Li-li |
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| Abstract: | There are deviations in the investment targets of comsumer credit from the national policies on this loan service.The risk of this credit is gradually emerging and some loan has become bad asset.The loan procedures are complicated with many links and much charges.It is urgent to solve those problems above so as to develop this service stably and healthfully. |
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| Keywords: | Indivsual consumer credit deviation loan risk loan policy loan management |
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