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论我国存款保险制度的建立
引用本文:孟杰. 论我国存款保险制度的建立[J]. 华北水利水电学院学报(社会科学版), 2009, 25(3): 60-62
作者姓名:孟杰
作者单位:华北水利水电学院水利职业学院,河南,郑州,450008 
摘    要:存款保险制度已经成为当今大多数发达国家金融体系的重要组成部分,是维护金融体系安全的重要机制。从世界主要发达国家金融业的现状出发,阐述了什么是存款保险制度,分析了在我国建立存款保险制度的必要性,并在此基础上提出了建立我国存款保险制度的设想。

关 键 词:存款保险  次贷危机  隐性存款  显性存款  FDIC

On Setting up Deposit Insurance System in Our Country
MENG Jie. On Setting up Deposit Insurance System in Our Country[J]. Journal of North China Institute of Water Conservancy and Hydroelectric Power(Social Sciences Edition), 2009, 25(3): 60-62
Authors:MENG Jie
Affiliation:MENG Jie ( Water Vocational College of the North China Institute of Water Conservancy and Electric Power, Zhengzhou 450008, China )
Abstract:Deposit insurance system has become an important component of the financial system in most developed countries. It is an important means to safeguard the security and stability of the financial system, This article expounds what is the deposit insurance system from the present situation of the financial industry in the world' s major developed countries, and then analyses the need of building deposit insurance in China, at last puts forward setting up deposit insurance system on this basis.
Keywords:FDIC
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