| 农村政策性小额林权证抵押贷款研究综述 |
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| 引用本文： | 周莉,李彧挥,程兆豪. 农村政策性小额林权证抵押贷款研究综述[J]. 北京林业大学学报(社会科学版), 2013, 12(3): 40-43 |
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| 作者姓名： | 周莉 李彧挥 程兆豪 |
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| 作者单位： | 北京林业大学经济管理学院;中国人民大学农业与农村发展学院;上海财经大学金融学院 |
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| 基金项目： | 教育部人文社会科学研究青年基金项目“农村政策性小额林权抵押贷款模式研究”(11YJCZH258);中央高校基本科研业务费专项资金(RW2011-36) |
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| 摘 要： | 小额林权证抵押贷款模式研究对有效解决林农资金缺口、提高林农收入、调整林业产业结构和规模化经营、制订科学的林业公共政策具有重要的现实意义。基于文献分析和实地调研数据，对林权抵押贷款研究文献进行分类统计，对小额林权证抵押贷款的相关概念、经济学和产权理论进行总结。结合我国小额林权证抵押贷款模式的实践经验，借鉴国外制度型农村小额贷款的运转经验，以及各利益相关者在实践中遇到的问题，提出建立和完善政策性农村小额林权证抵押贷款模式，是一段时期内林业小额融资的重要发展模式。
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| 关 键 词： | 林权证 抵押 小额贷款 林业融资 |
Review on Microfinance Policy of Forest Right Certificate as Mortgage |
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| ZHOU Li;LI Yu-hui;CHENG Zhao-hao. Review on Microfinance Policy of Forest Right Certificate as Mortgage[J]. Journal of Beijing Forestry University Social Sciences, 2013, 12(3): 40-43 |
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| Authors: | ZHOU Li LI Yu-hui CHENG Zhao-hao |
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| Affiliation: | ZHOU Li;LI Yu-hui;CHENG Zhao-hao;School of Economics and Management,Beijing Forestry University;School of Agricultural Economics and Rural Development,Renmin University of China;School of Finance,Shanghai University of Finance and Economics; |
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| Abstract: | Research on microfinance of forest right certificate as mortgage has important significance for solving farmers＇ financing demand, increasing their income, adjusting forestry industrial structure and scale management, and making scientific forestry policies. This paper carries out classified statistics of related literatures, and reviews on the concepts, economics and property right theories about microfinance of forest right certificate as mortgage. Aiming at problems in practice, the paper puts forward that microfinance policy of forest right certificate as mortgage can effectively solve farmers＇ financing difficulty in China. |
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| Keywords: | forest right certificate mortgage microfinance forestry financing |
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