民间集资行为的法律规制与权益分配

民间集聚的巨大财富产生了长期性的投资需求，但现有正规投资渠道之外仍存在大量民间非法集资。对于民间集资活动，有效的办法是对其进行合理疏导，建立直接融资下的合同监管模式，提供集资活动的丰富的公开信息，减少甚至杜绝非法集资的存在空间。同时，以违约赔偿责任和合同责任为救济手段，保护公众利益，使民间集资活动走入阳光地带，充分发挥其在多层次资本市场体系中的积极作用。

The Legal Regulation and Interests Distribution of the Folk Fund-raising

Great wealth has been deposited in folk society and produced long-time investment requirement,but the folk illegal fund-raising is still exiting besides formal investment channels.Compared to the folk fund-raising,the efficient strategy is to establish the contract supervising model in the direct finance,provide abundant and opening information about the fund-raising activities,reduce or even eliminate the possibility of illegal fund-raising.Meanwhile,default liability and contractual liability would be exh...