我国人口老龄化背景下养老产业发展问题研究

在新经济常态背景下,随着人口老龄化程度不断加深,我国财政支出将面临越来越大的挑战,发展养老产业将成为我国应对人口老龄化问题的必然选择。养老产业的发展有利于减轻政府负担,提高老年人生活质量,促进产业调整,缓解就业压力。我国的养老市场规模庞大,并且供不应求,政府高度关注养老产业,为我国大力发展养老产业提供了可行性。但是,尽管目前"保险系""央企系""房企系"等社会资本已经注入,养老产业仍然存在着政府的引导和支持力度不足,缺乏专业人才,相关产业整合难度大,国民养老观念落后等问题。因此,我国应尽快完善相关政策以加强引导和扶持的力度,积极调动社会资源使投资主体多元化,加强养老产业人才队伍建设,加快转变养老观念。

Research on the Development of China's Elderly Support Industry under the Background of Aging Population

Under the background of economic new normal,China's fiscal expenditure will face an increasing challenge with the deepening of aging population. The development of the pension industry will become an inevitable choice to deal with the aging population issue. It is also beneficial to relieve government's burden, to improve the senior citizens' life quality, to promote the restructure of industry and to remove the employment burden. The government attaches great importance to the elderly support industry and it is feasible for China to develop this industry. However, the social capital that is supported by insurance, by central SOEs, by real estate, has flown into the elderly support industry; the industry still has its problems, such as inadequate support from government, lack of professional talent, difficult integration of relevant industries and conservative concepts. Therefore, China should perfect the relevant regulations, attract more social capital, train more talents and change the concepts of elderly support.