关于金融危机下加快我国保险业发展的思考

在经济全球化的背景下，发端于美国次贷问题的世界金融危机，沉重打击了全球的经济发展。我国的保险业作为开放力度较大、市场化程度较高的行业，在这次金融危机之中难以独善其身，也受到了冲击和影响。金融危机使我国保险业发展的不确定因素增加，使我国的保险公司以及保险监管机构面临更加严峻的挑战。为应对金融危机，必须防范和化解保险风险，努力维护保险市场稳定；转变保险公司经营理念，积极推动保险业结构调整；进一步完善现代保险监管体系；支持国家宏观经济政策和重点领域改革，积极为经济社会发展服务。

Reflection on Speeding up the Development of China's Insurance Business during the Financial Crisis

Under the background of economic globalization,the world financial crisis starting in the US subprime mortgage crisis,attacked the development of global economic heavily.The insurance business in China,as a widely open and highly marketed industry,was struck and impacted heavily.Financial crisis increased uncertain factors in the development of China's insurance,and caused our country's insurance company as well as the insurance supervision organization to face with a more stern challenge.To counter with th...