解决农民贷款难的问题的对策与思考

深化农村金融改革过程中阶段性、结构性矛盾是农民贷款难现象产生的原因之一.农村信用环境和农业生产的风险性问题是产生农民贷款难现象的社会因素.改善农村金融服务,强化农业保险制度,加快和推进农村金融机构及结构的功能定位和调整;发展民间金融机构是解决农民贷款难的主要措施.

The Countermeasure and Thoughts of the Loan Hardship for Peasants

The stage and structural contradiction is one of the reasons for the situation on the hard loan for peasants during the course of deepening the financial reformation in rural areas. The credit phenomenon in the countryside and the risk on the agricultural production are the social factor of the producing the hard loan for peasants. To improve the financial service in the countryside,intensify the agricultural insurance regulations,adjust the financial institution and structural function and develop the folk...