新型农村养老保险制度参保激励因素分析——基于广东省佛山市的调查

文章以佛山市新型农村养老保险制度的设计和实施状况为例,以新型农村养老保险制度的参保激励因素为研究对象,描述了佛山市新型农村养老保险在制度设计上的激励体现,检验了制度实施中的参保激励性效果,分析了影响农村人口参保的主要因素,指出制度管理和制度收益才是激励农村人口持续参保的关键因素。文章还检验了农村人口和家庭特征在持续参保意愿上的差异性,发现只有收入因素才是引起参保持续意愿差异性的主要因素。

Insurance Incentive of the New Rural Pension System:Based on the Survey of Foshan Rural Population

This article takes the design and implementation of the Foshan as an example to study the insurance incentives of the new rural pension system.It describes the incentives in the design of the Foshan new rural pension system,tests the incentive effect to participate in the pension system in the implementation process,analyzes the key factors that affect the enthusiasm to participate in the rural pension,points out that management and system revenue are the key factors to stimulate lasting motion to participate in the rural pension system.The paper also examines the differences in lasting insurance willingness among the characteristics of the rural population and house hold.It has found that only the income factor was a major factor to affects the lasting insurance willingness.