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论信用缺失的成因及对经济的侵蚀
引用本文:徐本林.论信用缺失的成因及对经济的侵蚀[J].学术交流,2002(6):80-83.
作者姓名:徐本林
作者单位:镇江舰艇学院,政法教研室,江苏,镇江,212003
摘    要:信用是现代市场经济的生命 ,但信用缺失是我国当前经济生活中一个不争的现实。政府行为不规范 ,法律制度不健全 ,市场经济体制不完善 ,以及经济主体自身存在的不足是其存在的主要原因。由于缺乏诚信 ,对我国经济造成极大的危害 ,增加了交易成本 ,导致了需求不足 ,国际竞争力下降 ,从而在一定程度上延缓了我国经济市场化进程

关 键 词:信用  信用缺失  成因  侵蚀
文章编号:1000-8284(2002)06-0080-04
修稿时间:2002年7月18日

On the Causes of Credit Scarcity and Its Harm to Economy
XU Ben-lin.On the Causes of Credit Scarcity and Its Harm to Economy[J].Academic Exchange,2002(6):80-83.
Authors:XU Ben-lin
Abstract:Credit is the life of modern market oriented economy. However, there is prevailing scarcity of credit in economic activities of our country, which are caused by the non standard government conduct, the unsound legal system and market system, and scant credit economic entity. Scarcity of credit does a lot of harm to economy of our country: increasing transaction cost; leading to the recession in demand; weakening competitive power of domestic products. To some extent, these will retard the progress of economic marketization in our country.
Keywords:credit  scarcity of credit  cause  harm
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