| 住房公积金贷款存在的风险及其防范 |
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| 引用本文： | 周平. 住房公积金贷款存在的风险及其防范[J]. 吉首大学学报(社会科学版), 2009, 30(1): 138-141 |
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| 作者姓名： | 周平 |
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| 作者单位： | 湘西土家族苗族自治州住房公积金中心,湖南,吉首,416000 |
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| 摘 要： | 住房公积金贷款是职工使用住房公积金的重要方式,但住房公积金贷款制度在运作过程中存在着潜在风险。应当从建立风险管理系统、完善个人住房贷款监管制度、严格个人住房贷款的抵押管理、构建贷款风险的政策化解机制等方面加强防范。
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| 关 键 词： | 公积金贷款 贷款风险 防范措施 管理机制 |
The Risks of Housing Accumulation Fund Loan and the Measures of Prevention |
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| ZHOU Ping. The Risks of Housing Accumulation Fund Loan and the Measures of Prevention[J]. Journal of Jishou University(Social Science), 2009, 30(1): 138-141 |
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| Authors: | ZHOU Ping |
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| Affiliation: | (Center of Housing Accumulation Fund Loan，Xiangxi Tujia and Miao Autonomous Prefecture，Jishou，Hunan 416000，China) |
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| Abstract: | Housing accumulation fund loan is an important way to the fund.However,there are certain potential risks in using it.This paper suggests some measures to prevent these risks. |
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| Keywords: | housing accumulation fund loan risk of loan measure of prevention management mechanism |
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