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我国养老保险制度改革与政府监管
引用本文:梁丽.我国养老保险制度改革与政府监管[J].重庆交通学院学报(社会科学版),2001,1(3):21-23.
作者姓名:梁丽
作者单位:重庆交通学院财经系!重庆400074
基金项目:重庆市教委资助项目,001604,
摘    要:鉴于养老保障体系功能的多样性、复杂性和历史欠帐过多 ,致使我国以统帐结合的养老保险制度模式存在着一系列问题 ,为解决即将来临的人口老龄化 ,防范养老保障风险 ,笔者认为应该建立起以完全积累制个人帐户为主体的多层次养老金制度体系 ,并重新对政府的职能、作用进行界定。

关 键 词:养老保险制度  完全积累制  替代率  空帐  政府监管
文章编号:1009-9794(2001)03-0021-03
修稿时间:2001年5月28日

The Reform of Endowment Insurance in China and the Governmental Supervision
LIANG Li.The Reform of Endowment Insurance in China and the Governmental Supervision[J].Journal of Chongqing Jiaotong University(Social Sciences Edition),2001,1(3):21-23.
Authors:LIANG Li
Abstract:Because of the diversity,complexity and too many historical bills in the endowment insurance, the interconnected system with accounts in endowment insurance has many problems. In order to solve the coming aged population problem and guard against the risk of endowment insurance, the author thinks it better to establish the multiple level system of endowment insurance based mainly on the personally accumulating system and define the role and the function of the government again.
Keywords:endowment insurance  complete accumulation  substitution rate  empty account  governmental supervision  
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