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东北地区农村民间金融的利率特征及其成因分析
引用本文:支大林,孙晓羽.东北地区农村民间金融的利率特征及其成因分析[J].东北师大学报(哲学社会科学版),2009(5).
作者姓名:支大林  孙晓羽
作者单位:东北师范大学,经济学院,吉林,长春,130117
基金项目:东北师范大学"十一五"哲学社会科学重大攻关项目 
摘    要:通过对辽宁、吉林和黑龙江三个省农村民间金融利率的分析发现,东北地区的农村民间金融的利率呈现低、中、高三种利率共存和利率逐年走高的特点.针对这种特点,笔者从金融市场的资金供求模型和金融供需模型来分析其产生的原因,并认为根本原因在于金融市场发展的不完善.

关 键 词:东北地区农村  民间金融  利率

The Causes and Characteristics of the Interest Rate in Northeast China's Rural Non-Government Finance
ZHI Da-lin,SUN Xiao-yu.The Causes and Characteristics of the Interest Rate in Northeast China's Rural Non-Government Finance[J].Journal of Northeast Normal University(Social Science),2009(5).
Authors:ZHI Da-lin  SUN Xiao-yu
Institution:ZHI Da-lin,SUN Xiao-yu (College of Economics,Northeast Normal University,Changchun 130117,China)
Abstract:In the analysis of the interest rate in Liaoning,Jilin and Heilongjiang provinces,it is found that the interest rate in Northeast China's rural non-government finance is increasing year by year and has three types: low,middle and high level.In this paper,the causes of the interest rate is analyzed by means of the model of supply and demand of funds in financial market,and it is proved that the underlying reason is the imperfect development of financial markets in the Northeast.
Keywords:Northeast China's rural area  non-government  interest rate  
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