| 关于发展我国个人住房贷款业务的思考 |
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| 引用本文： | 刘群,任万明.关于发展我国个人住房贷款业务的思考[J].山东农业大学学报(社会科学版),2000(4). |
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| 作者姓名： | 刘群 任万明 |
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| 作者单位： | 山东农业大学经济管理学院!山东泰安271018(刘群)，山东省农业厅科教处!山东济南250013(任万明) |
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| 摘 要： | 随着经济的发展和人民生活水平的提高 ,住房消费成为城市居民的消费热点 ,为抓住这一契机 ,各家商业银行相继推出了个人住房贷款业务 ,但这一业务从推出到现在却发展缓慢。本文从居民个人和银行两个方面分析了我国个人住房贷款业务发展缓慢的原因 ,提出了发展我国个人住房贷款业务的一系列措施
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| 关 键 词： | 发展 个人住房贷款 缓慢 原因 对策 |
On develeping China's practice of housing loan |
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| LIU Qun,REN Wan ming.On develeping China''''s practice of housing loan[J].Journal of Shandong Agricultural University,2000(4). |
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| Authors: | LIU Qun REN Wan ming |
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| Abstract: | With the development of economy and the improvement of people's living standard, housing consumption has become the consuming center of urban citizens.To seize this opportunity,many commercial banks have presented personal housing loan.However,housing loan has been developing slowly up to now.Regarding the issue,this article analyses the causes of its slow development from citizens and banks respectively,and put forward a series of measures of developing China's personal housing loan practice. |
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| Keywords: | development personal housing loan slow cause measures |
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