| 西部地区农户借贷行为分析——基于陕西248家农户的调查与思考 |
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| 引用本文： | 王丽萍,李平,霍学喜.西部地区农户借贷行为分析——基于陕西248家农户的调查与思考[J].电子科技大学学报(社会科学版),2007,9(1):22-27. |
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| 作者姓名： | 王丽萍 李平 霍学喜 |
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| 作者单位： | 西北农林科技大学,杨凌,712100 |
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| 摘 要： | 通过对陕西248家农户的农户借贷行为的实证分析,发现西部地区农户对于资金
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| 关 键 词： | 西部地区 农户借贷 借贷行为 民间借贷 |
| 文章编号： | 1008-8105(2006)05-0022-06 |
| 修稿时间： | 2006年5月15日 |
Farmer Household Behavior of Credit Analysis and Policy Suggestion in Western China——On the Investigation of 248 Farmer Household Behavior of Credit in Shanxi Province |
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| WANG Li-ping,LI Ping,HUO Xue-xi.Farmer Household Behavior of Credit Analysis and Policy Suggestion in Western China——On the Investigation of 248 Farmer Household Behavior of Credit in Shanxi Province[J].Journal of University of Electronic Science and Technology of China(Social Sciences Edition),2007,9(1):22-27. |
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| Authors: | WANG Li-ping LI Ping HUO Xue-xi |
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| Institution: | Northwest A&F University Yangling 712100 China |
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| Abstract: | According to the analysis of 248-peasant households' debt-credit behavior,it reveals that the peasant's demand of debt-credit increases every year by peasant household,but the debt-credit level is low.Although the rate of debt-credit from the regular financial institutions increases every year,the main resource of debt-credit fund is folk debit funds and high interest rate of folk debit is not very common.The most debt-credit funds are invested in consumption project with high demand of funds,and are also invested in agricultural industrialization project with high rate of return.Generally,the proportion of debt-credit for life increases and the proportion of debt-credit for production decreases.This article aims at those characteristics of western peasant household credit behavior and it's limiting factors to give some related suggestions. |
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| Keywords: | the western region peasants household debt-credit credit behavior folk debit and credit |
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