| 高校建设贷款的风险及成因分析 |
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| 引用本文： | 王雪峰,王卫星,王爽.高校建设贷款的风险及成因分析[J].江苏工业学院学报(社会科学版),2006,7(2):32-34,26. |
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| 作者姓名： | 王雪峰 王卫星 王爽 |
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| 作者单位： | 江苏工业学院 江苏常州213164 |
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| 基金项目： | 江苏省教育厅高校哲学社会科学基金资助项目(项目批准号03SJB630005) |
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| 摘 要： | 高等教育的迅猛发展使许多高校依靠商业贷款进行扩建,这种建设贷款潜伏着很大的财务风险和政治风险。这种风险的成因主要有:政府和高校管理者风险意识不足;对扩招后的高校发展未能形成科学的思路;贷款决策机制不够健全,贷款规模缺乏科学的测算;出现贷款风险时应对不及时等。政府和高校管理者要切实加强防范意识,采取有效措施控制高校建设高额贷款可能带来的风险。
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| 关 键 词： | 高校 建设贷款 风险 成因 |
| 文章编号： | 1672-9048(2006)02-0032-03 |
| 修稿时间： | 2006年3月8日 |
An Analysis of the Risks and Causes f Construction Loans to Institutions of Higher Education |
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| WANG Xue-feng,WANG Wei-xing,WANG Shuang.An Analysis of the Risks and Causes f Construction Loans to Institutions of Higher Education[J].Journal of Jiangsu Polyetchnic University:Social Science Edition,2006,7(2):32-34,26. |
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| Authors: | WANG Xue-feng WANG Wei-xing WANG Shuang |
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| Abstract: | The fast development of higher education makes institutions of higher education depend on commercial loans to carry on the expansion.This type of construction loans incubates serious financial risk and political risk.The cause of the risks is,firstly,that the government officials and the administrators of institutions of higher education lack the risk awareness.Secondly,they do not have a scientific strategy of expansion to fit the situation of over-recruitment.Thirdly,the mechanism of the loan-making policy is far from being sound.Fourthly,the scale of loans lacks scientific calculation.Fifthly,there are no counter plans in time when the risk appears.The government officials and the administrators of institutions of higher education should have the risk awareness and adopt valid measures to control the risk. |
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| Keywords: | institutions of higher education construction loans risk cause |
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