外资银行进入对我国金融深化与经济发展影响探析

在分析了外资银行进入及我国金融深化水平的基础上,依据相关理论,利用VAR模型和格兰杰因果检验、脉冲检验对外资银行进入对我国金融深化和经济发展的影响进行实证研究。结果表明,我国经济发展水平的提高是吸引外资进入的显著原因,外资银行的进入对于我国金融深化有一定促进作用,但对于经济发展的促进作用并不明显。因此,应鼓励外资银行广泛参与中资银行的竞争合作,以促进我国的金融深化和经济发展。

The Effect of Foreign Banks" Entrance on the Deepening of Chinas Finance and its Economic Development

Based on the analysis of foreign banks entering China and the deepening level of its finance,an experimental study was made on the effect of this case to analyze the effect of foreign bank entrance on China's financial deepening and economic development.The result shows the economic develpoment in China causes the entrance of foreign banks.The entrance of foreign banks facilitate the financial deepening in China.However,the entrance of foreign banks doesn't contribute to the economic growth in China.we need to promote the entrance of foreign banks by economic development and encourage the foreign banks to devolop RMB business so as to promote the financial deepening and economic development in China.