| Abstract: | This paper examines the patterns of income allocation in cross-class families; that is, in families in which the wife is employed in higher level white-collar or professional employment, and the husband in manual work. Following the work of Jan Pahl (1982 and 1983) families are categorised according to their system of money management. The majority of families here employ either a ‘one purse’system based upon joint family funds, or an independent system based upon separate bank accounts. In addition, couples who use an ‘allowance’system, a shared system, or a variant of the independent system with only one-earner are discussed. Whenever possible, qualitative reports from the families interviewed are drawn upon. The paper reveals ways in which gender-specific behaviour may be observed through the study of families’allocative systems. In particular, the wives’propensity to assume responsibility for food shopping, regardless of the couples’sources of income or allocative pattern chosen, is demonstrated. In addition, however, the source of income – specifically cash payments to the husbands – is seen to have an independent effect upon the couples’perceptions of money within the family. The paper concludes with speculation as to why the majority of these affluent families employ a system of joint family funds. |
