| 人身保险利益质疑 |
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| 引用本文： | 张秀全.人身保险利益质疑[J].郑州大学学报(哲学社会科学版),2000(6). |
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| 作者姓名： | 张秀全 |
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| 作者单位： | 郑州大学法学院!河南郑州450052 |
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| 摘 要： | 人身保险利益既无法定性 ,更无法定量。保险利益防范道德危险、限制赔偿程度等作用在人寿保险中难以发挥。人身保险利益理论是一种有害的形式主义理论 ,制约了人寿保险业的发展。立足于道德危险的事先防范 ,应摒弃人身保险的利益理论 ,代之以具有确定性与可操作性的同意原则
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| 关 键 词： | 人寿保险 保险利益 道德危险 同意主义 |
A Query to the Theory of Personal Insurance Interests |
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| ZHANG Xiu,quan.A Query to the Theory of Personal Insurance Interests[J].Journal of Zhengzhou University(Philosophy and Social Science Edition),2000(6). |
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| Authors: | ZHANG Xiu quan |
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| Abstract: | Personal insurance interests can not be qualitatively analyzed,nor can be analyzed quantitatively.The advantages of personal insurance interests like preventing moral hazard,restricting the scope of damages.can not be effectively exerted in life insurance.The theory of personal insurance interests is nothing more than a harmful formalist one,which restrains the development of life insurance.Based on the previous prevention of moral hazard,we should dissert the theory of personal insurance interests,and take the principle of consent which is definite and operational instead. |
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| Keywords: | life insurance insurance interests moral hazard the principle of consent h |
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