信用合作社在农村信用制度构建中的作用

对农村信贷市场合约不可缔结现象及其原因进行了分析,通过辽宁省北票市农村信用联社的实例,探讨了对于农村信息不对称、信用风险等问题,信用合作社作为信用中介机构在信号传递、公示信息和节约征信制度建设成本方面可以发挥积极的作用,进而促进农村信用体系的构建与完善。

The Role of Credit Cooperative in Establishing Rural Credit System

This paper analyses the phenomena that treaties fail to be signed in rural credit markets as well as the reasons, with credit cooperative League of Beipiao City as a living example approaches such problems as information asymmetry and credit risks in the rural areas, and Points out that the rural credit cooperatives, as a credit medium agency, can play a positive role in information delivery, information bulletin and economization of the cost of Credit - investigating system building so as to contribute to establishment and perfection of the rural credit system.