共享经济系统风险评价指标体系研究

移动互联网和移动支付技术的快速崛起,引发了中国式共享经济的发展热潮。但由于这种创新商业模式缺乏有效的金融和法律监管,其背后所蕴含的巨大风险是不容忽视的。针对现有文献缺乏共享经济定量模型的不足之处,引入AHP模型建立我国共享经济系统风险的评价指标体系,计算出各类风险的权重系数,在所有指标通过一致性检验的基础上,给出共享经济风险指标的评价排名,并针对排名前三位的风险因素给出对策与建议。

Study on evaluation index system of system risk of shared economy

The rapid rise of mobile Internet and mobile payment technology has aroused the development boom of the Chinese-style shared economy. Since this innovative business model lacks effective financial and legal regulation, the great potential risk should not be overlooked. Aiming at lacking of quantitative model of shared economy in the existing literature, the evaluation index system of system risk of shared economy in China is introduced with the AHP model, and the weighted coefficients of various risk categories are calculated. On the basis that all indicators have passed through the consistency test, the assessment ranks of risk indicators of shared economy are given, and then the targeted countermeasures and suggestions are given for the top three risk factors.