| 论缔约过失责任在保险法中的适用机理--一则案例所引发的思考 |
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| 引用本文： | 尹海文,肖艳晖.论缔约过失责任在保险法中的适用机理--一则案例所引发的思考[J].长沙理工大学学报(社会科学版),2005,20(2):43-47. |
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| 作者姓名： | 尹海文 肖艳晖 |
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| 作者单位： | 长沙理工大学法学院,湖南,长沙,410076;天安保险股份有限公司,湖南省分公司,湖南,长沙,410076 |
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| 摘 要： | 保险合同中的缔约过失责任主要是指保险人的缔约过失责任,但是在理论上和司法实践上对此存在争议.保险合同可以适用缔约过失责任理论,但保险法不能机械适用,而应当有自己的明确规定,并且需要立法予以变通并加以限制.
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| 关 键 词： | 保险合同 缔约过失责任 保险费 |
| 文章编号： | 1672-934X(2005)02-0043-05 |
| 修稿时间： | 2005年4月12日 |
On the Adaptability Mechanism of the Responsibility for Negotiation Faults in Insurance Law-contemplations of a practical case |
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| YIN Hai-wen,XIAO Yan-hui.On the Adaptability Mechanism of the Responsibility for Negotiation Faults in Insurance Law-contemplations of a practical case[J].Journal of Changsha University of Science & Technology,2005,20(2):43-47. |
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| Authors: | YIN Hai-wen XIAO Yan-hui |
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| Abstract: | Within the insurance contract,the responsibility for negotiation faults mainly concerns the insurer. However, there has been much controversy regarding this issue on the theoretical ground as well as in judicial practices. The insurance contract may be applied to theories on the responsibility for negotiation faults, but the insurance law should not be mechanically applied to it. The law of insurance should allow its own explicit provisions regarding the matter, while availing of the lawmaking for improvisations with reasonable restrictions. |
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| Keywords: | insurance contract responsibility for negotiation faults premium |
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