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试论开放式投资基金对商业银行的影响及对策
引用本文:徐立平,李凯. 试论开放式投资基金对商业银行的影响及对策[J]. 东北大学学报(社会科学版), 2002, 4(3): 181-183
作者姓名:徐立平  李凯
作者单位:东北大学,工商管理学院,辽宁,沈阳,110004
基金项目:The Affection and the Countermeasures to Commercial Banks by Open Investment Funds
摘    要:指出随着金融体制改革的不断深化 ,开放式投资基金的运作已势在必行。分析了开放式投资基金的出现对我国现有的银行机制和银行业务产生的影响 ,如对商业银行存款结构和数量的影响 ;对人们金融意识和经营理念的影响 ;对商业银行基金托管和基金代理业务的影响。特别强调了在这难得的机遇和严峻的挑战面前 ,商业银行应不失时机地采取积极稳妥的政策 ,在提高服务质量、提供方便快捷的基金销售服务、尽快建立基金结算中心、提供融资便利、金融业务创新等方面做足文章 ,否则 ,将陷入落后和被动的局面

关 键 词:投资基金  开放式基金  基金托管  商业银行
文章编号:1008-3758(2002)03-0181-03
修稿时间:2001-12-07

The Affection and the Countermeasures to Commercial Banks by Open Investment Funds
XU Li ping,LI Kai. The Affection and the Countermeasures to Commercial Banks by Open Investment Funds[J]. Journal of Northeastern University(Social Science), 2002, 4(3): 181-183
Authors:XU Li ping  LI Kai
Abstract:The thesis points out that with the continuous deepening of the reform of financial system, the operation of open investment fund is to be conducted. It also analyses the rise of open fund to cause the affection to the present bank system and business of our country, such as the affection to the deposit structure and amount of the commercial bank, to the change of people's financial consciousness and operative idea and to the fund trusteeship and agency of the commercial bank. The thesis particularly, emphasizes that at the severe challenge and rare opportunity, the commercial bank shall take the stable policy timely to improve the quality of service and provide the convenient and quick service of fund sale, to set up the center of fund settlement as soon as possible, provide convenience of financing and create new financial business, etc, with all efforts. Otherwise,it will sink into the backward and passive situation.
Keywords:investment fund  open fund  fund trusteeship  commercial bank
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