风险转移与扶贫策略

在应付具有不确定性的未来情景时,经济状况决定了人们的预期时限与对风险的敏感程度,而预期时限与对风险的敏感程度决定了人们是否能够按照利益最大化的思维来进行决策。贫困阶层的低安全水平决定了其特定的理性行为方式。扶贫措施的展开,需要从这一逻辑起点着手,最终落到保障贫困阶层的基本生活与生产、发展风险的转移上面。

Risk-Transferring and Aid-The-Poor Policy

The author argues that in coping with future uncertainty the time limit of expectation and the extent of risk-sensitivity are determined by one's economic status, on the other hand, they determine whether decision is made in accordance with the thinking of profit maximization. The low security level of the poor stratum determines its particular rational behavior mode. The implementation of the aid-the-poor measures should begin with this logic starting point and end in the guarantee of the basic life and production and risk-transferring of the poor stratum.