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农村民间信贷问题探讨
引用本文:王洪涛,曲韵. 农村民间信贷问题探讨[J]. 华北水利水电学院学报(社会科学版), 2007, 23(4): 49-51
作者姓名:王洪涛  曲韵
作者单位:南开大学,天津,300071;西安交通大学,经济与金融学院,陕西,西安,710049
摘    要:近年来,我国民间信贷规模日渐扩大,暂时缓解了严重贫血的农村金融市场。面对正规金融机构无能为力的广大农村金融市场,由目前我国民间信贷现状入手,结合实例,分析民间信贷产生和发展的原因及其对于农村经济的作用,同时展望民间信贷的前景。

关 键 词:民间信贷  农村  现状  经济发展  规范化
文章编号:1008-4444(2007)04-0049-03
修稿时间:2007-05-29

Civil Finance in Rural Aeras
WANG Hong-tao,QU Yun. Civil Finance in Rural Aeras[J]. Journal of North China Institute of Water Conservancy and Hydroelectric Power(Social Sciences Edition), 2007, 23(4): 49-51
Authors:WANG Hong-tao  QU Yun
Abstract:Recently,the scale of civil finance has been growing graudually,which temporarily alleviates the severe shortage of funding in the rural financial market.Faced with the fact that the formal financial institutions are not able to meet all the financing needs from rural areas and the current situation of the domestic civil finance,this article analyzes the causes of the arising and the development of the civil finance together with the effcets which have been exerted on the rural econmy,and also illustrates the futere of the civil finance.
Keywords:Civil finance  Rural aeras  Current situation  Economic development  Standardization
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