我国城乡金融差异对城乡收入差距的影响

我国城乡金融差异非常明显,不仅表现在规模和结构方面,效率方面的差异也很显著。通过构建动态面板数据模型,利用1992—2009年29个省区的数据,分析城乡金融差异对城乡收入差距的影响,结果表明:在控制其他变量的情况下,城乡金融规模差异、结构差异和效率差异与城乡收入差距呈正相关关系,城乡金融差异的扩大将导致城乡收入差距的进一步扩大。要缩小城乡收入差距,不仅需要竭力缩小城乡金融差异,还需要特别重视农村经济和教育事业的发展。

The Influence of Urban-Rural Finance Difference on Urban-Rural Income Disparity in China

There is obvious urban-rural finance difference in China,which is not only embodied in its scale and structure but in its efficiency.Based on the dynamic panel-data model of different provinces in China,this paper uses the data from 29 provinces and municipalities during 1992-2009 to analyze the impact of urban and rural finance difference on urban and rural income disparity,and the results show that,under the control of other variables,urban and rural financial scale difference,structural difference and efficiency difference are positively related to urban and rural income gap,that the enlargement of urban and rural financial difference leads to further enlargement of urban and rural income gap and that the narrowing of urban and rural income gap not only needs to shrink urban and rural financial difference but also needs to specifically emphasize the development of rural economy and education cause.