| 农户信用评价体系构建研究 |
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| 引用本文： | 赖永文,刘伟平.农户信用评价体系构建研究[J].福建农林大学学报(哲学社会科学版),2012,15(4):15-20. |
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| 作者姓名： | 赖永文 刘伟平 |
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| 作者单位： | 1. 福建农林大学经济与管理学院,福建福州350002;中国人民银行福州中心支行,福建福州350003
2. 福建农林大学经济与管理学院,福建福州,350002 |
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| 摘 要： | 在述评前人研究的基础上,结合农户特征,从农户的家庭特征、偿债能力、经营情况、信誉状况及其他指标五大方面,构建了由农户户主的年龄、健康状况、受教育程度、特殊技术和技能、婚姻状况等28个二级指标构成的农户信用评价指标体系。在此基础上,运用层次分析法构造指标判断矩阵并进行指标权重的计算,为科学评价农户信用奠定基础。
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| 关 键 词： | 农户 信用 指标体系 权重 |
Study on building farmers credit evaluation system |
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| LAI Yong-wen
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LIU Wei-ping.Study on building farmers credit evaluation system[J].Journal of Fujian Agriculture and Forestry University,2012,15(4):15-20. |
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| Authors: | LAI Yong-wen LIU Wei-ping |
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| Institution: | 1 (1.College of Economics and Management,Fujian Agriculture and Forestry University,Fuzhou,Fujian 350002,China; 2.Fuzhou Center Branch,The People′s Bank of China,Fuzhou,Fujian 350003,China) |
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| Abstract: | Farmers credit evaluation indices system that is constructed by 28 second indices,such as farmers′ age,health status,level of education,special techniques and skills and so on,is built from five aspects of household characteristics,solvency,operating conditions,reputation conditions and other indicators on the basis of the review of previous research combined with the characteristics of farmers.Accordingly analytic hierarchy process is used to construct the index judgment matrix and calculate the index weight in order to lay the theoretical foundation for scientific evaluation of farmer credit. |
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| Keywords: | farmer credit indices system weight |
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