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农户联保贷款的法律思考
引用本文:王念哲.农户联保贷款的法律思考[J].东北农业大学学报(社会科学版),2009,7(1):97-100.
作者姓名:王念哲
作者单位:菏泽学院,山东,荷泽,274000
基金项目:山东省教育厅立项课题 
摘    要:农户联保贷款是农村信用合作社为提高自身的信贷服务水平,进一步满足社区居民的信贷资金需求而推出的贷款新形式。它不仅具有典型的金融意义,而且具有鲜明的法律特征。农户联保是一种特殊的信用担保形式。农户联保贷款制度尚存在一些问题,需要进一步改进和完善。

关 键 词:农户联保贷款  共同保证  连带责任  问题  完善

Legal Thoughts on Loans UNPROFOR Farmers
Wang Nianzhe.Legal Thoughts on Loans UNPROFOR Farmers[J].Journal of Northeast Agricultural University:Social Science Edition,2009,7(1):97-100.
Authors:Wang Nianzhe
Institution:Heze University;Heze Shandong 274000
Abstract:UNPROFOR farmers loans in rural credit cooperatives is to improve their credit services,community residents is to meet the credit demand for funds launched by the new form of loans.It not only has the typical financial significance,but also has distinct legal characteristics.UNPROFOR farmers is a special form of credit guarantees.UNPROFOR loan system farmers surviving on a number of issues need to be further improved and perfected.
Keywords:UNPROFOR farmers loans  joint undertaking  jointly and severally liable  problems  perfect  
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