扩大内需的潜力工具--个人消费信贷

经济增长的动力,最终来自于需求.西方新古典学派的消费理论为消费信贷的实践奠定了理论基础.发展个人消费信贷是启动目前国内经济的一个新思路,它在刺激内需、实现市场供求平衡、丰富银行金融业务、增强行业竞争力等诸多方面发挥着作用.个人消费信贷业务的有效开展,对于带动整个国民经济的发展具有重要的战略意义.

The Potential Tool to Enlarge Home Demand--the Individual consumer Credit

The driving force for the economic increase comes eventually from demand.The theory of the new western classical school offered the tharetical basis for the consumer credit.Developing individual consumer credit is a new idea to drive the national present economy.It is playing an important part in stumilating home demand,completing balance between market supply and demand,enriching financial business of banks,strengthening copetition powers between businesses.Developing individual consumer credit business has great strategi significance to promote the development of national economy.