AMC不良资产处置:基于互联网平台的模式探析

在中国AMC不良资产形成的过程中,大部分的不良资产因其经济循环而导致资源错配,在中国经济面临“三期叠加”的宏观背景下,如何运用不良资产行业的逆周期性重新发现其价值,给不良资产管理公司带来发展空间,是目前维护金融行业体系稳定的首要目标。针对网络化不良资产处置平台存在的问题,通过发挥平台效益、加强不良资产网络交易平台的专业化和权威化的建设、寻求目标客户、整合多方数据以及资源需求等措施,提高资产管理公司不良资产处置的效率。

AMC Disposal of Bad Assets:An Analysis of the Model Based on Internet Platform

In the process of the formation of Chinese AMC non-performing assets,most of the non-performing assets have caused resource mismatches due to their economic cycle.Under the macro background of the"three-phase superposition"of the Chinese economy,how to use the adverse cycle of the non-performing asset industry to re-discover its value and to bring development space to ADM companies is the primary goal of maintaining the stability of our financial system.Therefore,in response to the problems existing in the networked disposal platform for non-performing assets,measures have been taken to improve the efficiency of disposal of non-performing assets of asset management companies such as optimizing the Internet platform,strengthening the specialization and authoritative construction of the non-performing assets network trading platform,seeking target customers and integrating multiple data and resource requirements.