民营中小企业融资难的经济学分析

目前，民营中小企业进入了资金密集型升级的急剧扩张阶段，需要大量的发展资金，但现行的融资体制和渠道难以满足这种需求。个中原因，从经济学角度来看，主要是信息不对称，即民营中小企业不能向外界有效传递准确的企业发展信息，银行也无法准确掌握企业各方面的信息。如何解决制约企业持续健康发展的融资难问题，本文侧重于企业科学发展的角度探讨了对策措施。

Economic Analysis of the Financing Difficulties for Private SME

At present,the private SMEs have entered the stage of rapid expansion of capital intensive upgrade,and they need abundant capital for development.However,the current financing system and channel cannot meet the requirement of SME.From the economic perspective,the main reason is the information asymmetry,namely the private SME cannot deliver the exact information about the enterprises' development to the outside,and the banks don't have much information about the enterprises.Hence,this paper focuses on how t...