对发展我国保理业务的几点思考

国际保理业务是商业银行的一项重要的中间业务,是西方发达国家主要的贸易结算方式之一。我国开展保理业务应做到:采用双保理和明保理的方式利用保理业务,拓宽业务范围;重视信用风险的防范和化解,积极促进现代保理信用风险管理机制的建立;明确市场定位,加大宣传力度;尽快培养一支高素质的保理从业人员队伍;促进建立和完善有关的法律法规。

Several thinkings on developing China's factoring business

International factoring business is one of the most important intermediate business in commercial banks,is the main trade settlement ways for the western developed countries.Develop the factoring business in our country should do as followers:pay attention to taking strict precautions dissolution of the credit risks,promote the setting-up which the mechanism of the modernly factoring business credit risks management actively;make market orientation clear,devote more efforts to propagating;train a team with high quality that engage in factoring business as soon as possible.Promoting to set up and perfect the relevant laws and regulations.