| 关于完善国家助学贷款制度的思考 |
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| 引用本文： | 高俊梅,马程乾. 关于完善国家助学贷款制度的思考[J]. 南京航空航天大学学报(社会科学版), 2006, 8(4): 33-38 |
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| 作者姓名： | 高俊梅 马程乾 |
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| 作者单位： | 北京航空航天大学,公共管理学院,北京,100083 |
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| 摘 要： | 贫困大学生的身份识别是国家助学贷款制度中最为基础的一个环节。目前的身份识别制度效果欠佳,已经影响到有限的资助资源的利用效率。应用信号传递模型和信号甄别模型可以提高说假话的成本并激励代理人从自己的利益出发说真话,提高身份鉴别的效率,从而提高国家助学贷款制度的资助效果。
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| 关 键 词： | 国家助学贷款 贫困生身份 信号传递和信号甄别 |
| 文章编号： | 1671-2129(2006)04-0033-06 |
| 修稿时间： | 2006-05-17 |
Improving the State-granted Loan in Aid |
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| GAO Jun-mei,MA Chen-qian. Improving the State-granted Loan in Aid[J]. Journal of Nanjing University of Aeronautics & Astronautics(Social Sciences), 2006, 8(4): 33-38 |
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| Authors: | GAO Jun-mei MA Chen-qian |
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| Abstract: | It is a fundamental factor to identify the eligible poor students in the State-granted Loan in Aid system.But the functioning of the system in this respect is not efficient enough so as to restrict utility of the financial resources.Application of the models of identifying and transmitting information can raise the costs of lying and encourage the agents to talk the truth for their own benefits, and as a result can enhance the efficiency of the identifying operation and improve the State-granted Loan in Aid system. |
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| Keywords: | state-grant loan in aid identifying of poor student identifying and transmitting of information |
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