区域金融与经济增长关系实证分析——兼论东北振兴中的金融支持

改革开放后,东北地区金融发展与经济增长之间不存在长期稳定的关系。通过对内生增长模型的分析,得出该区域金融发展滞后的主要原因是低收入、低储蓄率、低资本产出效率和恶劣的信用环境。因此,应从改善信用环境、加快企业制度建设、建立区域政策性金融机构和商业金融机构实施全面风险管理入手,实现区域金融协调发展。

Analysis of the Correlation Between Regional Financial Development and Economic Growth——On Financial Support for the Vitalization of Northeast China

Since the reform and opening up in China began,the correlation between financial development and economic growth in Northeast China has not been reasonable.By analysing of the endogenous growth model,the paper gives the reason why financial development lags economic growth in this region: low income,low saving ratio,low ROE and vile credit environment.To harmonize the regional finance,the author proposes such advices as improving credit environment,quickening enterprise-system construction,building regional finance institution and implementing enterprise-risk management.