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基于利率市场化下我国城市商业银行发展的SWOT分析
引用本文:罗璨. 基于利率市场化下我国城市商业银行发展的SWOT分析[J]. 西昌学院学报(社会科学版), 2014, 0(4): 102-104
作者姓名:罗璨
作者单位:西华师范大学商学院,四川南充637000
摘    要:2013年7月20日,央行决定全面放开金融机构贷款利率管制,这一举措表明我国利率改革进入了一个更高的层次。城市商业银行作为80年代城市信用社改制后的产物,运用其自身优势,近几年发展迅猛。本文基于利率市场化冲击下,对我国城市商业银行进行了SWOT分析,并在此基础上提出了相应的解决方法。

关 键 词:利率市场化  城市商业银行  SWOT分析

SWOT Analysis Based on Market-oriented Interest Rate of Development of City Commercial Banks
LUO Can. SWOT Analysis Based on Market-oriented Interest Rate of Development of City Commercial Banks[J]. Journal of Xichang College(Social Science Edition), 2014, 0(4): 102-104
Authors:LUO Can
Affiliation:LUO Can (School of business, China West Normal University, Nanchong, Sichuan 637000)
Abstract:In July 20,2013,the China Central Bank decided to fully liberalize the financial institutions' lending interest rate controls,the move indicates that China's interest rate reform has entered a higher level.City commercial banks as urban credit cooperatives of a product of 80 years after the reform,use of their own advantages,have a rapid development in recent years.In this paper,based on the interest rate market under the impact on China's city commercial banks SWOT analysis,and put forward the corresponding solutions.
Keywords:interest rate liberalization  city commercial bank  SWOT analysis
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