对我国居民消费增长的利率弹性的实证分析

本文运用 1978～ 2 0 0 1年间的相关数据 ,在分别考察了城市和农村居民消费行为的基础上 ,对我国居民消费行为的利率弹性作出定量分析 ,得出我国居民的消费行为对利率具有一定的敏感性的结论。文章最后指出了一些影响我国利率政策消费弹性的原因 ,这些原因主要有 :我国居民收入差距扩大、生活中的不确定性因素增强、利率的收入效应以及消费结构的改变等

Interest rate elasticity of the consumption: an empirical study

With the correlative data between 1978 2001, the consumption behavior of urban and rural households are surveyed, and a quantitative analysis is conducted on the interest rate elasticity of the consumption. A conclusion is reached that the Chinese consumption behavior is sensitive to interest rate. The factors influencing our country's interest rate policy consumption elasticity are put forwards as follows: the widening income gap between households, the growth of life variables, interest rate effects, consumption structure changes, etc.