| 中国非寿险投资型保险产品开发的经验、问题和对策——从资金运用角度出发的思考 |
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| 引用本文： | 刘如海,张宏坤. 中国非寿险投资型保险产品开发的经验、问题和对策——从资金运用角度出发的思考[J]. 华北电力大学学报(社会科学版), 2007, 0(3): 36-40 |
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| 作者姓名： | 刘如海 张宏坤 |
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| 作者单位： | 中国保险监督管理委员会,发展改革部,北京,100032;中国人民大学,经济学院,北京,100082 |
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| 摘 要： | 非寿险投资型产品是带有投资性质的非寿险保险产品。现阶段,大力发展非寿险投资型产品是满足多样化金融需求、做大做强非寿险业的客观需要。目前,中国非寿险投资型产品起步晚,规模小,发展很不充分。针对发展过程中的经验教训和出现的问题,应从增加资金运用透明度、提高资金运用专业化、创新产品开发机制等方面采取措施,促进非寿险投资型产品迅速发展。
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| 关 键 词： | 非寿险 投资型产品 资金运用 |
The Experiences, Problems And Countermeasures of Chinese Investment-Style Nonlife Insurance Products' Development |
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| LIU Ru-hai,ZHANG Hong-kun. The Experiences, Problems And Countermeasures of Chinese Investment-Style Nonlife Insurance Products' Development[J]. Journal of North China Electric Power University(Social Sciences), 2007, 0(3): 36-40 |
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| Authors: | LIU Ru-hai ZHANG Hong-kun |
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| Abstract: | Developing investment-style nonlife insurance products is necessary to meet various financial needs and to strengthen nonlife insurance companies.Presently Chinese investment-style nonlife insurance product is still under way.We should learn something from the previous experiences and lessons.In the future,something should be done to promote development of investment-style nonlife insurance products,such as improving the transparency and specialization of capital operation,innovating product design and etc. |
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| Keywords: | nonlife insurance investment-style insurance product capital operating |
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