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浅谈高校贷款的自我管理
引用本文:徐四星.浅谈高校贷款的自我管理[J].云梦学刊,2005,26(5):72-74.
作者姓名:徐四星
作者单位:湖南理工学院,计财处,湖南,岳阳,414006
摘    要:在高等教育扩张时期,银行贷款是解决高校资源制约的有效办法,但学校使用贷款资金需要承担资金成本和风险。作为贷款直接责任者的高校,必须具有正确的贷款指导思想和原则,加强贷款资金管理,规避贷款风险,确保事业健康发展。

关 键 词:高校贷款  资金成本  贷款风险  风险管理
文章编号:1006-6365(2005)05-0072-03
修稿时间:2005年6月15日

ABOUT THE MANAGEMENT OF LOANING IN UNIVERSITIES
XU Si-xing.ABOUT THE MANAGEMENT OF LOANING IN UNIVERSITIES[J].Journal of Yunmeng,2005,26(5):72-74.
Authors:XU Si-xing
Abstract:During the period of the expansion of higher education ,loaning from the banks is a effective way to solve theproblem of the resources restrict in universities,but the colleges and universities which using the loans must have sufficient fundcost as well as face various risks. Holding the direct responsibility,colleges and universities should have the right loaning guidingideology and principles ,stengthen the management of loans,avoid the loaning risks therefore ensure the healthy development ofthe business.
Keywords:loans of the universities  fund cost  loaning risk  risk management
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